We have written numerous blogs in the last year touching on long-term care insurance and the value it lends. This month, we are going to discuss “hybrid” long-term care policies and how they might be a better alternative to the
At HFA, we are charged everyday with assisting our clients with retirement planning, investment management, and tax planning. Another planning topic that continues to create more and more anxiety for our clientele is their children’s education. In this blog, we
Estate planning is a necessary component of a financial plan. However, planning the details of your funeral might be something that hadn't crossed your mind during the estate planning process. Today we are sharing an article from USA Today detailing
Generating Income and asset protection are two important components of building and maintaining a rock solid retirement strategy. Planning for a potential disability and/or long-term care event in the future is critical to a successful financial plan, ensuring protection of
Everyone knows or has heard about the student loan crisis in America and its effects on the U.S. economy. The debt amount is over $1.5 trillion, which makes it the second largest component of household debt – with an average
It’s hard to believe what a difference the last six months have brought us! As I think back to the end of last year, times certainly have changed. We had just seen a large stock market decline in the fourth
In Steely Dan’s 1977 hit song, “Deacon Blues," the protagonist (an unpopular “loser” and a “nobody”) laments the fact that, unlike the “winners in the world,” he doesn’t have a flashy nickname. So, wanting “a name when he loses,” he
Hoover Financial Advisors is pleased to announce it has been named to the 2019 edition of the Financial Times 300 Top Registered Investment Advisers. The list recognizes top independent RIA (Registered Investment Advisors) firms from across the U.S. The average
In our February blog, we touched on the three components of retirement income: pensions, social security and savings. So where does the 401(k) fall? Most people would place it in the pension column, but that would be incorrect. To determine
In this article we wanted to share some thoughts on the college planning process. However, if you are short on time, check out this 90 second video from the HFA YouTube page
It’s hard to believe what a difference the last six months have brought us! As I think back to the end of last year, times certainly have changed. We had
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