Everyone knows or has heard about the student loan crisis in America and its effects on the U.S. economy. The debt amount is over $1.5 trillion, which makes it the second largest component of household debt – with an average
A client recently told me that they strongly dislike having to take their Required Minimum Distribution (RMD) from their IRA each year, first because they don’t need the income, and second because they must pay income taxes on the amount
There is no question you’ve seen or heard the word Recession used in the last year or so and if history is our guide - the future will continue to bring divergent market cycles, including challenging periods such as slowing
Making the decision to start a family is one of the most exciting and life-changing decisions a couple can make in their lifetime. There is so much to do and prepare before the little one arrives, such as, painting and
Recently in a meeting with a client they asked me, “What’s the easiest way to determine what I spend?” Knowing how much you spend is not only helpful in managing your household budget and cash flow, but also in determining how
I hope everyone enjoyed Thanksgiving as much as our family did. Good food, friendly banter and sighs of satisfaction were prevalent throughout the day. As we gathered at the table, conversation meandered to topics related to the stock market. The two
Many of our clients often ask the question: “Do I have to take a required minimum distribution from my Roth IRA account”? We wanted to share an article that we found very helpful in answering and explaining the details of that question:
A friend recently asked if we were investment advisors or financial planners and is there a difference between the two? So, we thought we’d highlight some of those details in our blog. For starters, before you hire any financial professional -
There is a common misconception that to work with a financial planner, you must have hundreds of thousands of dollars or be a couple of years from retirement. The truth is that many young professionals are working with financial planners
After joining HFA as a Financial Planning Associate in March, I’ve had many friends, family members and colleagues ask me: What is the process if I choose to work with HFA? It’s a great question, but before I go into
Bring back 2017! For the last nine quarters, the broad Standard & Poor's 500 stock index was positive and investors generally made money. For the first quarter of 2018, the index
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