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Disclosures

Read the following disclosures regarding the Hoover Financial Advisors website and all of the content contained herein.


  1. This website may include forward-looking statements.  All statements other than statements of historical fact are forward-looking statements (including words such as “believe,” “estimate,” “anticipate,” “may,” “will,” “should,” and “expect”).  Although we believe that the expectations reflected in such forward-looking statements are reasonable, we can give no assurance that such expectations will prove to be correct.  Various factors could cause actual results or performance to differ materially from those discussed in such forward-looking statements.
  2. Past performance is not indicative of any specific investment or future results.  Views regarding the economy, securities markets or other specialized areas, like all predictors of future events, cannot be guaranteed to be accurate and may result in economic loss to the investor.
  3. Any information provided by Hoover Financial Advisors, P.C. regarding historical market performance is for illustrative and education purposes only. Clients or prospective clients should not assume that their performance will equal or exceed historical market results and/or averages.
  4. The material listed in this website is current as of the date noted, and is for informational purposes only, and does not contend to address the financial objectives, situation, or specific needs of any individual investor. Any information is for illustrative purposes only, and is not intended to serve as investment advice since the availability and effectiveness of any strategy is dependent upon your individual facts and circumstances. Results will vary, and no suggestion is made about how any specific solution or strategy performed in reality.
  5. Hoover Financial Advisors, P.C. does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to HFA’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
  6. This web site is owned by Hoover Financial Advisors, P.C (HFA).  This web site and any and all accompanying screens, information, materials, user documentation, user interfaces, images, arrangements of information, related software and other proprietary property of HFA or its licensors accessible via the web site (collectively hereafter referred to as the “Web Site”) is and shall remain the exclusive property of HFA and its licensors, as the case may be.  All rights to the Web Site remain with HFA or its licensors.  This site is for your personal and non-commercial use.  You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer or sell any information, software, products or services obtained from this site.
  7. Any rankings or awards cited were provided by independent third-parties based on their pre-determined evaluation criteria. HFA neither provided any financial renumeration to these third-parties nor exercised any influence or control over the criteria used or the results generated, other than providing or making available, directly or indirectly, objective numerical data that could have been used by third-party as input variables.
  8. Staff photography was completed by Amy Turnbull.
  9. Investment strategies, philosophies and allocation are subject to change without prior notice.
  10. Registration with the SEC should not be construed as an endorsement of skill or investment acumen. Nothing on this website should be construed to imply that services comparable to those offered by the Adviser cannot be found elsewhere.

Sources

The following are sources used for stats throughout the site:

  1. http://www.financial-planning.com/slideshow/12-terrifying-retirement-facts-keeping-boomers-and-their-advisors-up-at-night-br-br#slide-13
  2. https://www.northwesternmutual.com/en/about-us/studies/planning-and-progress-2015-study
  3. http://www.financial-planning.com/news/practice/world-wealth-report-wealthiest-clients-want-to-consolidate-advisors-2685434-1.html
  4. http://money.usnews.com/money/blogs/the-smarter-mutual-fund-investor/2013/01/16/why-financial-planning-matters
  5. http://money.cnn.com/2015/04/10/investing/investing-52-percent-americans-have-no-money-in-stocks/
  6. http://www.americanbar.org/groups/real_property_trust_estate/resources/estate_planning/estate_planning_faq.html#1
  7. http://www.cnbc.com/2015/04/29/one-third-of-americans-lack-a-future-financial-plan-study.html
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